A Mortgage Boutique
262 Robert Rose Drive, Murfreesboro, TN 37129
PORTAL.WELOVETPO.COM
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
5
Total loans closed with Loan Factory (past 12 months)
4
Lender overview
Basic information
Conventional
Home One
Home Ready
Home Possible
FHA
FHA Streamline
FHA 203(k)
Doctor Loan
VA
VA IRRRL
USDA
USDA Streamline
N/A
N/A
Lock policies & Fees
Lock Policies
Locking Hours
9:30am – 6:30am (next day) CST Agency Programs
10:45am – 5:00pm CST Non-Agency Programs
.020 bps per day for 30 days
Yes - aggressive float down policy
All re-lock requests must be submitted to lockdesk@fcmpartners.com to re-lock a loan.
Yes
Lender's niche & Overlays
New Product: Doctor Loan
- Primary Residence Only
- Purchase & Rate / Term Transactions
- 30 Year Fixed Rate, 7/6 and 5/6 ARM available
- 100% LTV up to $2,000,000!!
- Max LTV/CLTV 100% & No Mortgage Insurance!!
- Max 45% DTI > 95% or Max 50% DTI < 95%
- Min Credit Score 680
- Future Income Allowed!!
- Start date up to 150 days in the future!
- State License Pending OK!!
- No Occupant Co Borrowers permitted
- Gift funds are acceptable for reserves
- Student Loan Exclusion available (ask for details)
Eligible Professions
- Medical Doctor (MD) or (DO)
- Medical Resident/Fellow
- Doctor of Dental Medicine (DMD)
- Dental Resident/Fellow
- Doctor of Dental Surgery (DDS)
- Doctor of Veterinary Medicine (DVM)
- General/Specialized Surgeon
- Podiatrist (DPM)
- Pharmacist
Other Niches:
Investment
second home
home ready home possible
conventional higher loan amounts pricing bonus 350,000 >
best execution model
Fnma
Fhlmc
reduced LLPA
Lender turn time
1
1
1
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